Year End Financial Planning guide

Our guide to Year End Financial Planning 2020/21 brings you essential advice on how to prepare for your tax year end.

Planning this year is more difficult than usual with the cancellation of the November Budget and ongoing economic uncertainty due to the coronavirus pandemic. So, as the tax year-end approaches, it is more important than ever to make the most of your reliefs and allowances while they are still available.

Our guide to Year End Financial Planning 2020/21 will help you take action to make sure your tax bill is as low as it can be. The guide offers practical, concise steps you can take across key issues, such as:

  • Income tax-saving for couples
  • Tax-efficient investments
  • Pension tax planning
  • Tax planning tips for directors, employees and the self-employed
  • Capital gains tax planning
  • Inheritance tax planning
  • Charitable giving.

We hope the guide gives you some ideas for how to manage your finances for the end of the tax year. If you would like to discuss any of the issues raised, please do not hesitate to get in touch with us.

Don’t forget – if you don’t use some of your tax allowances before 6 April 2021, you lose them.

Year End Financial Planning Guide 2020/21


The value of tax reliefs depends on your individual circumstances. Tax laws can change. The Financial Conduct Authority does not regulate tax advice. The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investing in shares should be regarded as a long-term investment and should fit in with your overall attitude to risk and financial circumstances.