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Financial Health Check

Managing your personal finances is just as important as managing the financial health of your business – and it needn’t be a difficult or lengthy process.

Simply complete the form below, entering your details as instructed, and one of our financial advisers will be in touch with you to discuss.

 

All OK

Needs attention

Urgent!

1. What state is your Will in?
Up to date
N/A
Drafted, not signed
Needs minor change
No Will
Needs revision

2. A recent projection of pension benefits?
Yes
N/A
Don't know
No

3. Pensions on-target to retire when you want?
Yes
N/A
Don't know
No

4. Sure you've got the best mortgage?
Yes
Don't have one
Don't know
Locked in
No

5. Sufficient mortgage cover (death & critical illness)?
Yes to both
N/A
Death yes, CI no
CI yes, death no
Don't know
No to both

6. Are all loans covered in event of death?
Business & personal
N/A
Business only
Personal only
Don't know
No to both

7. Did you purchase insurance from your finance/loan provider?
No
N/A
Don't know
Yes

8. Sufficient available cash to see you through illness?
Yes
Don't know
No

9. Is your income protected in event of long-term disability?
Yes
N/A
Don't know
No

10. Have you protected your family’s income in event of your own death?
Yes
N/A
Don't know
No

11. Financial provision for child-care in event of death or serious illness of non-earning spouse/partner?
Yes
N/A
Don't know
No

12. Is there adequate private healthcare?
Yes
Happy with NHS
Don't know
Needs checking
No

13. Have you recently reviewed your lifecover needs?
Yes
N/A
Don't know
Not recently
Not at all

14. Are there sufficient funds in place to purchase business of deceased or critically ill partners?
Yes
N/A
Don't know
Some, but insufficient
None

15. To what extent is your estate liable to Inheritance Tax?
Protection in place
Below the limit
Don't know
Some liability
Liable & no provision

16. Expecting to receive an inheritance?
No
N/A
Yes - a little
Don't know
Unknown amount
Yes - a lot

17. Are you the beneficiary of a Trust?
No
Don't know
Yes

18. Have you used your full ISA allowance this year?
Yes
Don't know
No

19. Used your maximum pension contribution allowance?
Yes
N/A
Don't know
No

20. More in bank/building society than for short-term needs?
No
N/A
Don't know
Yes

21. Are you getting the best returns on your savings?
Yes
Don't know
No

22. Will you be able to afford school/college fees?
Provision in place
N/A
Don't know
From income
No
Need to review

23. Funding in place to cover Long Term Care?
Sufficient insurance
Funding from wealth
Don't know
Partial funding
No funding in place

24. Are pension/investment risk levels appropriate?
Yes
Don't know
Time to review
Definitely not
Concerned about risk

25. Satisfied with performance of pensions/investments?
Entirely
Would like to review
Definitely not
 










Griffins Financial Solutions Limited is authorised and regulated by The Financial Services Authority. Griffins Financial Solutions Limited is entered on the FSA register under reference: 118099.

The advice and/or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.